Skip to content

Property Lending & Refinance

Bridging, development and term lending secured on property — for lenders who need it done to standard, and borrowers who need it done fast.

Confidential and free to use. Ai Guy® gives you a plain-English starting point and connects you with a solicitor. It is not legal advice.

Prefer to talk? Request a call back →Urgent? Call us: +44 (0)151 294 4722

1

Ask Ai Guy

Describe your situation in plain English.

2

Get matched

We bring to you the relevant content, guidance and team that best fit your situation.

3

Speak to a solicitor

Be put straight through to the right person here, who will tell you what it takes.

Typical matters we cover

  • Bridging & short-term

    Fast completions with the lender's requirements met, not skipped.

  • Development finance

    Facility, security, step-in rights and drawdown conditions.

  • Buy-to-let & portfolio refinance

    Multi-title refinancing, tenancy schedules and lender reports.

  • Security

    Legal charges, debentures, guarantees, assignments of rent and insurance.

  • Independent legal advice

    ILA certificates for guarantors and occupiers.

  • Lender enforcement

    Demands, LPA receivers and possession.

Ready to instruct us?

Tell us about your matter and a solicitor will come back to you with a plan and an estimate of our costs.

Who you will work with

Specialists who know your case inside out.

You will not be passed down a chain. Your matter is run by solicitors who know the detail, are easy to reach, and keep the commercial outcome in view from the first letter to the last.

The etched Ai logo on the glass door of the Ai Law office
Service and fees

Quality, effective service with transparent costs

Our focus is on delivering a high-quality, effective service and achieving the right outcome for you, efficiently and without unnecessary cost.

Before any work begins, we confirm in writing how we will charge and provide an estimate of costs. We keep you informed as the matter progresses and notify you in advance of any change, so there are no surprises.

Common questions

Frequently asked questions

With a clean title, a ready valuation and a responsive borrower, a week is achievable; two to three is typical. The delays are almost always the same — unresolved title issues, missing ID and source-of-funds evidence, or a guarantor who hasn't had independent advice — so those are the three to settle first.

Got a question? Ask Ai Guy.

If your question is not covered above, describe it in plain English and Ai Guy® will bring you the relevant guidance and the right solicitor.

Get in touch

Having us in your corner gives you confidence

Speak to one of our experienced solicitors today to see how we can assist. We act for clients across the UK and worldwide.

Request a call back

Please don't include sensitive personal information. We use your details only to respond to your enquiry — see our privacy notice.